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Pre-Purchase Appraisals
One of the most important issues involved in purchasing a property is developing an opinion of what it's worth so that you can make an informed offer to purchase. Maybe you're new to the Bloomington - Normal / McLean Co. area? Perhaps you're a first-time buyer and aren't sure what's a reasonable price to offer? For the small investment of an appraisal fee prior to making an offer to purchase, a professional appraisal report performed by a qualified, state-certified appraiser can provide you with an objective, third party opinion of a property's current Market Value.
Maybe you feel like you don't need an "appraisal" but you'd still like some help gathering local property and sales data. At Brian J. Davis & Associates we can provide low cost sales and listing reports that will guide you through the maze of raw data Click Here for . . .Home Search Our reports transform confusing data into charts and graphs full of information that you can use to make an informed buying decision.
Home Seller Appraisal Services Pre-Listing Appraisal
Your REALTOR or sales agent will most likely provide you with a Comparative Market Analysis (CMA) that lists selected sales in your area as a means of setting a "Listing Price". This stage is CRITICAL if you're going to maximize your profit and minimize the selling time.
Even if you're working with an experienced sales agent, it's often in your best interest to have an "objective" third-party's opinion of value prior to signing a Listing Agreement. Your pre-listing appraisal will provide you and your sales agent with an accurate description of your home's features and a detailed analysis of the most recent and similar "comparable sales" or as they're commonly called, "Comps".In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer.
For-Sale-By-Owner (FSBO)
 Homes that are listed for sale by the owner, without the assistance of a real estate agent, are known as FSBOs (pronounced FIZZ-BO). Selling your home "on your own" will require a significant amount of "homework" if you're going to do it right. Our site offers a large selection of links to FSBO related Web sites to help you find answers to many of your questions.One piece of advice that is consistently given by the experts in selling your home FSBO....Do NOT "Overprice" Your Home! It's very hard to be objective about your own home because of your emotional attachment to it. A Professional Appraiser is objective and will tell you what you need to know, not just what you want to hear.
MLS Forms and Tables
Ever wonder how appraisers and agents calculate the Gross Living Area (GLA) for you home? What do those codes mean? What does a purchase agreement look like? Here are some links to help you!
Consultation
Maybe you feel like you don't need an "appraisal" but you'd still like some help gathering local property and sales data. At Brian J. Davis & Associates we can provide low cost sales and listing reports that will guide you through the maze of raw data. Our reports transform confusing data into charts and graphs full of information that you can use to make an informed buying decision.
Homeowner Appraisal & Consulting Services
Homeowners need an appraisals for a variety of reasons, including a mortgage refinance, home improvement loan, tax appeal, and Private Mortgage Insurance (PMI) removal. When you order an appraisal from Brian J. Davis & Associates, you can rest assured that you will get the best in professional service, courtesy, and the highest quality appraisal. A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down.
Brian J. Davis & Associates is experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance. We offer a free initial consultation and low cost "Neighborhood Sales Data" reports to help you to determine for yourself if you have sufficient equity in your home to have your PMI insurance cancelled. The cost of that service is credited towards you PMI Appraisal fee if the appraisal order is placed within thirty days.
A quality appraisal doesn't cost, it pays!
Didn't fit into a category? No Problem, we will give you personalized information for your particular appraisal need. Just tell us your situation and we will make suggestions. Use our Fee Quote/More Info Form to let us know what you need and we will promptly reply. Or you can fax your request to us at 309 662-4070, or call us at 309 662-4070. We look forward to hearing from you!
Be sure that you request Brian J. Davis & Associates if the lender asks you for your choice of appraisal firms. More than likely we are already on their "approved list", and if not we will provide your lender with the necessary documentation to become approved.
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At Brian J. Davis & Associates, you can expect. . . .
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Prompt response to your initial inquiry. We will give you personalized information for your particular appraisal need. Just tell us your situation and we will make suggestions. Use our Fee Quote/More Info Form to let us know what you need and we will promptly reply. Or you can fax your request to us at 309 662-4070, or call us at 309 662-4070.
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Quick turnaround time: Typically one week or less from the date the request is received. If you've chosen to receive a copy of your appraisal or consulting report via the Internet (EDI), you'll receive it within MINUTES of its completion.
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Direct communication: We're available and accessible! If you've ordered your appraisal On-Line or provided us with your email address, we'll send you "Status Updates" to keep you informed of the appraisal's progress.
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Appraisal and consulting reports formats to suit YOUR needs: When it comes to appraisal and consulting, "One size does NOT fit all!" We offer a variety of report types and delivery methods. Express mail too slow? We can deliver your report attached to a standard email, or notify you of an Internet site to download your report, the MINUTE it's completed!
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Quick response to follow-up questions. Our reports are clearly written, understandable, and meet or exceed the Uniform Standards of Professional Practice that governs the appraisal practice. We also provide "Individual" clients with a detailed brochure to help you in "Understanding Your Appraisal". If you have any questions regarding your appraisal, after you've read the report, we encourage you to email or call us!
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Online Appraisal & Consulting Orders are available by using our convenient Online Appraisal Order form or FAX your order to us at (309) 662-4070, or call your order in to (309) 662-4070. Do not hesitate to contact us if you have a special request or a question. We understand the complexities of selling a home and know what you are going through and will do our best to make it easier for you by giving you a high quality, professional appraisal that you can depend on.
We look forward to working with you!
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